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Mortgage Rates 2026: How to Use Calculators, Choose Loans, and Stay Affordable
The current mortgage rate for a 30-year fixed loan sits at about 6.43 percent, the highest since October 2023. Rates rose in April 2026 as oil prices spiked and geopolitical tension over Iran created market uncertainty. Borrowers can still find affordable options by using calculators, locking in fixed terms,