lock in lower mortgage rate

Mortgage rates increase to 6.3% — but home buyers aren’t scared away — Photo by Kindel Media on Pexels

6.3% mortgage rate

Beat 6.3% Mortgage Rates in 3 Moves

Beat 6.3% Mortgage Rates in 3 Moves You can beat a 6.3% mortgage rate by locking early, negotiating discount points, and leveraging alternative financing such as HELOCs or shorter amortizations. These three moves let you lower your effective rate and monthly payment even when market rates stay high.