first‑time buyer adjustable mortgage

Current ARM mortgage rates report for May 21, 2026 — Photo by RDNE Stock project on Pexels

Mortgage Rates ARM May 2026 vs Jan Save?

Mortgage Rates ARM May 2026 vs Jan Save? The May 2026 5/1 ARM average sits at 6.18%, about 0.25% higher than the 5.93% rate recorded in January, meaning a modest cost increase but still room for savings if you lock in early. Financial Disclaimer: This article